About Us
Heritage Financial Consultants is an Independent Financial Services Provider, registered as an authorized Financial Services Provider with the Financial Services Board.
Heritage came into existence some 40 years ago, offering a diverse portfolio of financial products and services, catering for its strong, unique and lasting relationships with its clients and providers alike.
Our highly qualified and vastly experienced financial planners provide sound and comprehensive financial advice accounting for all aspects of their clients’ needs.
Heritage Financial Advisors provides personal, professional, independent and unbiased financial advice to suit the financial needs of individuals, trustees and companies.
Service Providers (Partners)
Compliance
Disclosure
Conflict of Interest Management Policy
POPI
Anthony Cohen
Certified Financial Planner
Anthony heads up Heritage Financial Consultants and has been providing financial advice and intermediary services since August 1992. He is an accredited Certified Financial Planner.
Personal Wealth
Our philosophy works on the understanding that markets are seldom ever rational in reality, and that quantitative and qualitative research is the best way to safeguard and promote the interests of individuals.
Planning Philosophy
One of the most obvious truths about investing is that one needs to decide on a strategy and then stick to it. Whatever actions one takes today will shape the lifestyle you lead in the future.
Retirement Planning
At Heritage, when planning for retirement we consider your required income at retirement, in relation to your existing provisions and quantify any additional amounts that you must to save in order to achieve your objectives.
Investments – Local/Offshore
The creation and preservation of wealth is a specialised discipline that takes into account a number of factors including risk, taxation and liquidity, to ensure that your investments are appropriate to your needs and circumstances.
Estate Planning
We can help facilitate the correct arrangement, management and distribution of the assets and liabilities in your estate to ensure your beneficiaries.
Risk Planning
Dying prematurely, becoming disabled or suffering from a critical illness are all major events that would have substantial impact on you and your family’s financial situation.
Medical Schemes
Rising healthcare and medical aid costs mean that it is essential to match your family’s healthcare needs for hospital, chronic and day-to-day benefits as well as emergency care.
Short Term Insurance
We specialise in DOMESTIC/PERSONAL insurances, as well as specialising in the full range of COMMERCIAL/CORPORATE insurance needs
All aspects of Short Term Insurance are first brokered with all companies to get the most favourable terms and conditions at competitive premiums.
Planning Philosophy
One of the most obvious truths about investing is that one needs to decide on a strategy and then stick to it. Whatever actions one takes today will shape the lifestyle you lead in the future.
Corporate
Heritage offers a myriad of financial services suited to meet the monetary prospects of our corporate clientele
Planning Philosophy
One of the most obvious truths about investing is that one needs to decide on a strategy and then stick to it. Whatever actions one takes today will shape the lifestyle you lead in the future.
Retirement Funding
The design of a group Retirement Fund should suit the needs of both the employer and the employees and meet the organisation’s overall objectives. Only then will we recommend the most appropriate providers for the fund.
Medical Aid
Heritage provides a full range of healthcare services. For us, the starting point is to understand what you and your employees need at a personal, family, and an affordability level.
Employee Benefits
We guide organisations in selecting the appropriate service providers for the different facets of the Retirement Fund, i.e. the Administrator, the Investment Consultant and the Risk Benefit Provider’s.
Financial Literacy
Corporate Solutions can help employees make better financial choices today through financial literacy sessions.
Financial Planning Workshops
The workshops will help employees develop their own unique plan, tailored to their personal circumstances and financial goals.
One-On-One Financial Planning
Heritage offers individual financial planning via a one-on-one consultation to develop financial plans on a personal needs basis.
Seamless Transition
This enables employees, leaving the company, a retirement fund to preserve their capital through a preservation fund. We help arrange a seamless transition from one to the other.
Business Assurance
Heritage is able to assist you in any of the above requirements and give you professional advice so that the required product suits you and your company’s requirements.